The Patient Protection and Affordable Care Act of 2010 (ACA, also known as “Obamacare”) expanded healthcare coverage, and introduced provisions to control health care costs and improve health care delivery systems. The CT Mirror, a nonprofit, nonpartisan news outlet focusing on Connecticut government policies and politics, has published many informative summaries of health reform:
- Obamacare and You: An Explainer
- Seven Things to Know about HUSKY and Obamacare
- Six Things to Consider When Picking Your Health Insurance
The Kaiser Family Foundation has a number of consumer resources to help you navigate the ACA, including FAQs, fact sheets, a subsidy calculator and an animated video.
Access Health CT
Access Health CT (AHCT) is Connecticut’s state-run health insurance exchange. AHCT is similar to Amazon or Expedia, serving as a marketplace for consumers to compare products and prices. The individual health insurance carriers determine the details of the plans they offer, although the ACA requires all carriers to cover ten Essential Health Benefits. State law prevents AHCT from negotiating rates with participating health insurers.
- HealthyCT, ConnectiCare, and Anthem offer plans in the individual/family market.
- HealthyCT, Anthem, and United offer plans in the Small Business Health Options Program (SHOP)